Getting ready to buy
Don’t worry, our office will work with you and a great financial professional to insure you have all the information you need to make this process as smooth as possible.
Mortgage Pre-Approval: Buyers should obtain a mortgage pre-approval before starting their home search. This gives a clear understanding of your budget and strengthens your position when making offers
Down Payment: Understanding how much you need for a down payment is crucial. Buyers should be aware of different down payment options and programs available to them
Additional Costs: It’s important to factor in other expenses beyond the purchase price. This will also define your required funds and what the bank is willing to loan. Additional costs includes
Maintenance and repairs
- Closing costs
- Property taxes
- Homeowners insurance
- Potential HOA fees